Dental Insurance Cost

• Dental insurance premiums for small businesses vary based on the number of employees, their ages and the type of coverage provided. For a California retail store with three full-time employees (52-year-old male, 30-year-old female and 20-year-old male) covered by the policy but with no spouses or children, eHealthInsurance.com^[1] provided more than 100 quotes ranging from $304 a month with a $1,250 deductible and no office visit coverage to a $2,061 monthly premium with a $1,000 deductible and patients paying 20 percent of each office visit. The majority of premium quotes for these three employees ranged from $450-$600 monthly, with deductibles of $500-$3,500 and at least partial coverage of office visits.
• Discount dental plans available to the general public range from $7-$26 a month for individuals and $12.75-$75 monthly for a family, with immediate coverage and little or no deductible, and copays of $5-$45 for exams, cleanings, x-rays or fillings, according to a cost comparison chart compiled by BracesInfo.com^[2] . You must choose a dentist who is in the plan's network, which means you must make sure there really is a network. Dental "plans" are not actually insurance; patients pay a fee to join and then pay discounted charges for services from a participating dentist.

• When getting insurance, key factors to consider are the amount of deductible you must pay out of pocket before the policy kicks in; any limit on total annual benefits; the amount of copayment or percentage you have to cover for office visits, x-rays, cleanings or other services; if there's a "probationary" period before some procedures are covered; and how much freedom you have to choose a particular dentist.

• DentalInsurance.com^[3] and eHealthInsurance.com^[4] offer online quotes for individuals, families and small businesses.
• Check with your state insurance department for a list of registered dental insurance companies in your area. The National Association of Insurance Commissioners provides links to these state offices^[5] as well as a database with financial details and complaint histories for specific companies.

1.  www.ehealthinsurance.com/group-dental-insurance
2.  www.bracesinfo.com/insurance/managed.htm
3.  www.dentalinsurance.com
4.  www.ehealthinsurance.com
5.  www.naic.org/state_web_map.htm

Check Out All Costs for Small Business		How Much Does a Fax Machine Cost?		How Much Does an Event Planner Cost?		How Much Do Business Cards Cost?

Today's Featured Cost Articles

Three quarters of Americans will be affected by the polar vortex. Here's information on clearing snow. The price of a "Forever" stamp increases to 55 cents on January 27, 2019. What would a personal trainer cost to reach those New Years goals? It's the New Year. Looking for a gym membership to keep to that resolution? Who is planning your big holiday event? A catering company may be able to help.

About CostHelper

CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.

CostHelper Community

Windshield replacement Paid: 560.00 ... [more] -Christine Brown Windshield Replacement and Repair Cost Outer CV Boots Paid: 700.00 Both outer boots. Quoted about $350 each. Wish I had the time to take it to shop around like esyriac did... [more] -DangerousCurveAhead Replacing a CV Boot Cost Cost of Annual Mammograms Paid: 772.00 I Had a routine mammogram then had to have the right side repeated(needed a better reading). Insurance said it was not covered in our policy. Firelands Regional Medical charged me $241.00 for the routine mamo, then charged me $256... [more] -MonaL Mammogram Cost DETAILED MY 2006 FORD FREESTYLE Paid: 150.00 IS $ 150 TO MUCH TO PAY TO A PERSON TO DETAIL A 2006 FORD FREESTYLE IT WASNT WAX IT CLEAN BUT I THOUGHT DETAILING WOULD BE BETTER THAN IT REALLY LOOKS... [more] -SHEILA DELOACH Auto Detailing Cost Expensive puppy shots Paid: 91.00 2nd set expected to be 150.00 and 3rd 132... [more] -Michael Gray Puppy Shots Cost I’m looking for a church, reception, and pastor to do our wedding at in or around Danville, Va Paid: 200.00 I want a church to get married at we have never been married either of us and we don’t have a lot of money to work with but we still want to have a nice small wedding and reception in our area Danville or chatham... [more] -Maurisa Wedding Chapel or Site Cost