Search thousands of topics on CostHelper

BROWSE ALL TOPICS >> babies & children  cars  consumer electronics health & personal care home & garden personal finance  pets  schools small business sports weddings
CostHelper > Small Business  > Dental Insurance

Dental Insurance Cost


How Much Does Dental Insurance Cost?

 
low costLow: $100/employee/monthhigh costHigh: $700/employee/month
post Post    
  Typical costs:
  • Dental insurance premiums for small businesses vary based on the number of employees, their ages and the type of coverage provided. For a California retail store with three full-time employees (52-year-old male, 30-year-old female and 20-year-old male) covered by the policy but with no spouses or children, eHealthInsurance.com[1] provided more than 100 quotes ranging from $304 a month with a $1,250 deductible and no office visit coverage to a $2,061 monthly premium with a $1,000 deductible and patients paying 20 percent of each office visit. The majority of premium quotes for these three employees ranged from $450-$600 monthly, with deductibles of $500-$3,500 and at least partial coverage of office visits.
  • Discount dental plans available to the general public range from $7-$26 a month for individuals and $12.75-$75 monthly for a family, with immediate coverage and little or no deductible, and copays of $5-$45 for exams, cleanings, x-rays or fillings, according to a cost comparison chart compiled by BracesInfo.com[2] . You must choose a dentist who is in the plan's network, which means you must make sure there really is a network. Dental "plans" are not actually insurance; patients pay a fee to join and then pay discounted charges for services from a participating dentist.
Related articles: Liability Insurance, Workers Compensation Insurance

What should be included:
  • When getting insurance, key factors to consider are the amount of deductible you must pay out of pocket before the policy kicks in; any limit on total annual benefits; the amount of copayment or percentage you have to cover for office visits, x-rays, cleanings or other services; if there's a "probationary" period before some procedures are covered; and how much freedom you have to choose a particular dentist.
Shopping for dental insurance:
  • DentalInsurance.com[3] and eHealthInsurance.com[4] offer online quotes for individuals, families and small businesses.
  • Check with your state insurance department for a list of registered dental insurance companies in your area. The National Association of Insurance Commissioners provides links to these state offices[5] as well as a database with financial details and complaint histories for specific companies.
post Post    
CostHelper News


10 Quick and Inexpensive Home Makeover Projects To Do While At Home
You may not be able to host the large family gathering for the holidays, but there are still many ways to pick up items curbside to spruce up your indoor space for your everyday enjoyment and to bring a more festive spirit. || Posted December 30 2020


10 Key Ways to Prepare for Extreme Snow
Forecasters are predicting a true nor'easter will hit the eastern and central states with rain, thunderstorms, ice, snow and high winds over the Thanksgiving weekend. It's crucial to plan ahead, before bad weather hits. || Posted November 26 2013

‣ All CostHelper Blog Posts


What People Are Paying - Recent Comments


 

Comment On Your Experience With Dental Insurance
 
Subject:  *
Amount Spent:  * per employee per month
Insurer: Policy: 
Office Visit Benefits: Deductible: 
Number of Employees:   
Comments: 
Purchased:  Year: 
City:  * State:  *
 
Information about you:
Email:  * Email addresses are not displayed.
Name:  This is the name we'll display with your post.
me on this computer
*=required field.
 



External Resources:
  1.  www.ehealthinsurance.com/group-dental-insurance
  2.  www.bracesinfo.com/insurance/managed.htm
  3.  www.dentalinsurance.com
  4.  www.ehealthinsurance.com
  5.  www.naic.org/state_web_map.htm
More Small Business Topics
Check Out All Costs for Small Business How Much Does a Fax Machine Cost? How Much Does an Event Planner Cost? How Much Do Business Cards Cost?

Search Thousands of Topics on CostHelper.com

 
Today's Featured Cost Articles

About CostHelper
CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.

CostHelper Community
Radiologist Fee
Paid: 350.00
Any radiologist reading your mammogram will be at least $350. They have 11-13 years of training after high school before they begin work. If they are not board certified, watch out. Most are and it beats getting cancer... [more]
-Lowes Fan
Mammogram Cost
DIY Ceiling
Paid: 50.00
We bought a house with a cheap paint job. The ceilings were sprayed the same color as the walls. During COVID I painted the ceilings and a bathroom. A 120 square foot room took me about 4 hours (2 coats)... [more]
-Lowes Fan
Painting an Interior Cost
DIY vs Installed Small Deck
Paid: 3000.00
We paid $1300 for materials and $1700 for labor on a 100 square foot composite deck plus a redwood gate. It took 30 hours, done last year. My husband built a 100 sf heart redwood deck for about $1000 in materials in 2019... [more]
-Lowe's Fan
Redwood Deck Cost
Colposcopy with biopsy
Paid: 756.00
This service was wayy to expensive in my opinion. For a 20-25 minute total visit I had to pay out of pocked 756 - 187 to OBGYN, 229 to pathologist, then 340$ for facility fee or the hospital. I don't even know what that charge was for... [more]
-D S
Colposcopy Cost
Bilateral Diagnostic Mammogram and Third Mammogram
Paid: 1389.66
My 2021 bill, still in shock! Weill Cornell, in-network provider, billed my insurance $908 for a bilateral diagnostic mammogram, and $712 for a third mammogram one breast... [more]
-GinaF
Mammogram Cost
shoulder mri
Paid: 8000.00
Seriously, 8K for an MRI before all the secret insurance kicks in. I was stuck with a 1200 bill and my insurance is pretty good. This is insane for a 20 minute procedure with no nurse assistance... [more]
-stevej45
MRI Cost