Search thousands of topics on CostHelper.com

BROWSE ALL TOPICS >> appliances babies & children  cars  consumer electronics health & personal care home & garden personal finance  pets  schools small business weddings
CostHelper > Small Business  > Dental Insurance

Dental Insurance Cost


How Much Does Dental Insurance Cost?

 
low costLow: $100/employee/monthhigh costHigh: $700/employee/month
post E-mail post Post  
  Typical costs:
  • Dental insurance premiums for small businesses vary based on the number of employees, their ages and the type of coverage provided. For a California retail store with three full-time employees (52-year-old male, 30-year-old female and 20-year-old male) covered by the policy but with no spouses or children, eHealthInsurance.com[1] provided more than 100 quotes ranging from $304 a month with a $1,250 deductible and no office visit coverage to a $2,061 monthly premium with a $1,000 deductible and patients paying 20 percent of each office visit. The majority of premium quotes for these three employees ranged from $450-$600 monthly, with deductibles of $500-$3,500 and at least partial coverage of office visits.
  • Discount dental plans available to the general public range from $7-$26 a month for individuals and $12.75-$75 monthly for a family, with immediate coverage and little or no deductible, and copays of $5-$45 for exams, cleanings, x-rays or fillings, according to a cost comparison chart compiled by BracesInfo.com[2] . You must choose a dentist who is in the plan's network, which means you must make sure there really is a network. Dental "plans" are not actually insurance; patients pay a fee to join and then pay discounted charges for services from a participating dentist.
Related articles: Liability Insurance, Workers Compensation Insurance

What should be included:
  • When getting insurance, key factors to consider are the amount of deductible you must pay out of pocket before the policy kicks in; any limit on total annual benefits; the amount of copayment or percentage you have to cover for office visits, x-rays, cleanings or other services; if there's a "probationary" period before some procedures are covered; and how much freedom you have to choose a particular dentist.
Shopping for dental insurance:
  • DentalInsurance.com[3] and eHealthInsurance.com[4] offer online quotes for individuals, families and small businesses.
  • Check with your state insurance department for a list of registered dental insurance companies in your area. The National Association of Insurance Commissioners provides links to these state offices[5] as well as a database with financial details and complaint histories for specific companies.
post E-mail post Post  
CostHelper News


10 Key Ways to Prepare for Extreme Snow
Forecasters are predicting a true nor'easter will hit the eastern and central states with rain, thunderstorms, ice, snow and high winds over the Thanksgiving weekend. It's crucial to plan ahead, before bad weather hits. || Posted November 26 2013


10 Most Popular Cosmetic Procedures Before the Holidays
With reunions and other get-togethers scheduled during the holiday season, most people want to look their best at this time of year. For some, that means filling in those wrinkles with a bit of botox, or having a nip and tuck down here and there. || Posted November 23 2013

‣ All CostHelper Blog Posts


What People Are Paying - Recent Comments


 

Comment On Your Experience With Dental Insurance
 
Subject:  *
Amount Spent:  * per employee per month
Insurer: Policy: 
Office Visit Benefits: Deductible: 
Number of Employees:   
Comments: 
Purchased:  Year: 
City:  * State:  *
 
Information about you:
Email:  * Email addresses are not displayed.
Name:  This is the name we'll display with your post.
me on this computer
*=required field.
 



External Resources:
  1.  www.ehealthinsurance.com/group-dental-insurance
  2.  www.bracesinfo.com/insurance/managed.htm
  3.  www.dentalinsurance.com
  4.  www.ehealthinsurance.com
  5.  www.naic.org/state_web_map.htm
More Small Business Topics
Check Out All Costs for Small Business How Much Does a Fax Machine Cost? How Much Does an Event Planner Cost? How Much Do Business Cards Cost?

Search Thousands of Topics on CostHelper.com

 
Today's Featured Cost Articles

About CostHelper
CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.

CostHelper Community
Lizard
Paid: 150.00
The beardie was adopted for $20.00 at a local repticon. Tank was over 30 inch long, cost less than $70-80 at Petsmart during Xmas sale. Everything else were bought online from Dr. Foster, Amazon and Chewy... [more]
-Gaga
Pet Lizard Cost
My Entertainment Company Went Above & Beyond The Call Of Duty
Paid: 2100.00
All I can say is WOW. When I hired Evan Nine Entertainment, I had no idea I was going to get so much extra for my money. His company handled The DJ/MC, Photography, Uplighting, and Wedding Officiant... [more]
-Linda Grayson
Wedding DJ Cost
TTE 93306
Paid: 1208.00
Went for echo at cardiologist's office. Hadn't met deductible and my BCBS estimate online was $408 done in doctor's office. Well, the cardiology office had been acquired by Mission Hospital so they charged their rate which was ~$1980... [more]
-C. V. Wynne, M.D.
Echocardiogram Cost
Broken drain line replacment
Paid: 7600.00
After Roto-Rooter inspected the drain line which could not get passed 35 feet from the cleanout, serviceman suggested for a new cleanout to be installed near the area where the camera could not pass, this at a cost of $1,450... [more]
-#IFEELTAKEN
Sewer Line Replacement Cost
Cost should be capped
Paid: 4550.00
In August of 2014, my husband need to be transported to the helicopter pad at the hospital and we received a bill for $4,550 and when we questioned why so much no one could provide a valid answer. The helicopter pad is less than ... [more]
-dkoz
Ambulance Cost
Cost of topo survey
Paid: 3800.00
Surveyor staked four corners and surveyed entire 4.95 acre lot at 2 ft contours in Issaquah, WA... [more]
-User in WA
Property Survey Cost