Search thousands of topics on CostHelper.com

BROWSE ALL TOPICS >> appliances babies & children  cars  consumer electronics health & personal care home & garden personal finance  pets  schools small business weddings
CostHelper > Small Business  > Dental Insurance

Dental Insurance Cost


How Much Does Dental Insurance Cost?

 
low costLow: $100/employee/monthhigh costHigh: $700/employee/month
post E-mail post Post  
  Typical costs:
  • Dental insurance premiums for small businesses vary based on the number of employees, their ages and the type of coverage provided. For a California retail store with three full-time employees (52-year-old male, 30-year-old female and 20-year-old male) covered by the policy but with no spouses or children, eHealthInsurance.com[1] provided more than 100 quotes ranging from $304 a month with a $1,250 deductible and no office visit coverage to a $2,061 monthly premium with a $1,000 deductible and patients paying 20 percent of each office visit. The majority of premium quotes for these three employees ranged from $450-$600 monthly, with deductibles of $500-$3,500 and at least partial coverage of office visits.
  • Discount dental plans available to the general public range from $7-$26 a month for individuals and $12.75-$75 monthly for a family, with immediate coverage and little or no deductible, and copays of $5-$45 for exams, cleanings, x-rays or fillings, according to a cost comparison chart compiled by BracesInfo.com[2] . You must choose a dentist who is in the plan's network, which means you must make sure there really is a network. Dental "plans" are not actually insurance; patients pay a fee to join and then pay discounted charges for services from a participating dentist.
Related articles: Liability Insurance, Workers Compensation Insurance

What should be included:
  • When getting insurance, key factors to consider are the amount of deductible you must pay out of pocket before the policy kicks in; any limit on total annual benefits; the amount of copayment or percentage you have to cover for office visits, x-rays, cleanings or other services; if there's a "probationary" period before some procedures are covered; and how much freedom you have to choose a particular dentist.
Shopping for dental insurance:
  • DentalInsurance.com[3] and eHealthInsurance.com[4] offer online quotes for individuals, families and small businesses.
  • Check with your state insurance department for a list of registered dental insurance companies in your area. The National Association of Insurance Commissioners provides links to these state offices[5] as well as a database with financial details and complaint histories for specific companies.
post E-mail post Post  
CostHelper News


7 Ways to Stretch Your Reduced Food Budget
End of the year budgets are tight for everyone, especially in this economy.It's especially hard for the millions of Americans who depend on government programs like food stamps to help make ends meet. || Posted November 11 2013


7 Lesser-Known Discounts for the 50+ Crowd
As they age, members of the Baby Boomer generation don't like to admit that they're senior citizens, but they love getting discounts. It's kind of a quandary, because some of the best deals available are reduced prices for older folks. || Posted October 21 2013

‣ All CostHelper Blog Posts


What People Are Paying - Recent Comments


 

Comment On Your Experience With Dental Insurance
 
Subject:  *
Amount Spent:  * per employee per month
Insurer: Policy: 
Office Visit Benefits: Deductible: 
Number of Employees:   
Comments: 
Purchased:  Year: 
City:  * State:  *
 
Information about you:
Email:  * Email addresses are not displayed.
Name:  This is the name we'll display with your post.
me on this computer
*=required field.
 



External Resources:
  1.  www.ehealthinsurance.com/group-dental-insurance
  2.  www.bracesinfo.com/insurance/managed.htm
  3.  www.dentalinsurance.com
  4.  www.ehealthinsurance.com
  5.  www.naic.org/state_web_map.htm
More Small Business Topics
Check Out All Costs for Small Business How Much Does a Fax Machine Cost? How Much Does an Event Planner Cost? How Much Do Business Cards Cost?

Search Thousands of Topics on CostHelper.com

 
Today's Featured Cost Articles

About CostHelper
CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.

CostHelper Community
Sinus Infections - Steroid shot and sent home
Paid: 2753.00
I woke up having breathing problems. I went to nearby non-hospital THH office. Nurse took blood pressure and temperature. Dr came in the room and spent less than 10 minutes and stated I had sinus infection... [more]
-Bill Moore
Emergency Room Visit Cost
Mold Testing Pacific Palisades, CA
Paid: 800.00
It cost us 800. We were pleased with Knight Environmental consulting who we hired. They were very thorough. Friendly and respectful of our home.They checked everywhere in our 7000ft home and tested the air... [more]
-AMY SCHWARTZ
Mold Inspection Cost
extraction
Paid: 739.00
Had 3 extractions yesterday. The cost was 304.00 each extraction but with some kind of insurance plan you could get 30% off. The plan was 75.00 annually and came at a huge savings on the work as my final cost with the plan was 814... [more]
-Dental mess
Tooth Extraction Cost
McHenry MD - Suburban Propane
Paid: 3300.00
Just got my bill and in 5 weeks we supposedly used 356 gals. Hard to do when you are not there the entire time and you turned the thermostat to 60. They charged $.35 more per gallon then from 5 weeks ago. $3.42 per gallon... [more]
-Check your bill with Suburban
Propane Tank Cost
Laceration from stick
Paid: 25.00
Slipped and fell on a stick while running around on a hill, and recieved 2 lacerations on my right leg, one about an inch long and one about 2 inches long. Called my insurance asap (Kaiser) and they directed me to one of their Urgent Cares... [more]
-
Stitches Cost
Urinalysis was asked of me
Paid: 3920.00
This was supposed to cost $250. Total!$3,675. for a urinalysis. Not mentioned anywhere on ANY search was this required to get a card... [more]
-Nellie28
Medical Marijuana Card Cost